Auto Insurance In Dalhart, Tx
Cruise the open roads with quality auto insurance in Dalhart, Texas in hand.
As the biggest state in the nation, Texas is home to numerous roads, highways, and motorists. With at least 15 million licensed drivers, each averaging more than 9,000 miles a year, there are thousands of traffic accidents along the way. Before you get behind the wheel of any vehicle, you will first need to secure auto insurance in Dalhart, Texas. Coverage can protect your vehicle, family, finances, and more so that you cruise the roads with peace of mind.
What Does This Insurance Cover?
All personal vehicles in Texas require Bodily Injury and Property Damage coverage. The bare minimum car insurance requirement for Texas drivers is:
- $30,000 bodily injury per person per accident
- $60,000 bodily injury for all persons per accident
- $25,000 property damage liability
- $2,500 personal injury protection
- $30,000/$60,000 uninsured motorist bodily injury
- $25,000 and minimum $250 deductible uninsured motorist property damage
This basic coverage protects other drivers and their property if you are found at fault for an accident. If you are financing a vehicle, your lender will most likely require you to carry Collision coverage. This coverage protects your vehicle in an accident, regardless of which driver is fault. Comprehensive coverage protects your vehicle if it is stolen or damaged by tornadoes or hail. Usually, these two types of vehicle protection are bundled together for your benefit. Additional coverage also includes Medical payments coverage, Personal injury protection, Towing and labor, and Rental reimbursement coverage.
Do I Really Need Auto Insurance?
The answer is, quite simply, yes. Texas state laws requires you to carry a minimum amount of car insurance. If you do not have insurance, not only will you be on the hook for all expenses in the event of an accident, but you could face severe penalties that may include high fines. In fact, Texas has a tort system, meaning that if you are found to be at fault in an auto accident, you can be sued for property damage, medical costs, economic damages, emotional pain, and suffering.
The professionals at Promised Land Insurance are experts at finding quality auto insurance Dalhart, Texas to suit the motorist’s needs and budget. As you navigate Texas roads, let us handle your car insurance coverage.