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Homeowners Insurance

21
Jan

How Will Renovating My Home Affect My Homeowners Insurance?

Making renovations to your home is sometimes a necessary project that you must undergo. It involves planning, sketching, projecting, and designing the new look for your place. House renovation can impact your home insurance in various ways, and this could either be positive or negative depending on the type of renovation you are about to undergo. Homeowners insurance works differently

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12
Nov

3 Practical Thanksgiving Safety Tips for Homeowners

As one of the most celebrated holidays in the U.S., Thanksgiving is characterized by several fun-filled and festive activities that include socializing, cooking, eating, among others. However, unfortunately, all the fun and festivities come with their share of unforeseen mishappenings and accidents resulting in injuries and, in more severe cases, even deaths. Here are a few Thanksgiving safety tips that

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29
Oct

4 Common Myths About Homeowners Insurance

Understanding your homeowners’ policy and everything it contains is the best way to protect yourself from being a victim of a financial disaster. Many people who are misinformed about the extent of their insurance coverage can end up paying a lot to repair their homes. Here are 4 common myths related to homeowners insurance that you should steer clear off

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27
Aug

How Insurance Claim Works If a Tree Falls on a Neighbor’s Property

A tree that provides exceptional benefits such as shade, oxygen, and aesthetics can also fall on your neighbor’s property and damage it. Most people assume that if the tree is yours or on your premises, you need to cover the damage. However, this is not always the case. Read on to learn how homeowners insurance works when your tree falls

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9
Apr

Understanding Your Homeowners Insurance and Fire Risks

How your home insurance can protect you from fire. Fires are one of the most common and most devastating threats that homeowners face.  This is why many property owners are so concerned about what their homeowners insurance in Lubbock, Texas, will cover when it comes to fire damage.  Here’s how your home insurance has you covered. What Does Home Insurance

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30
Jan

Why “Proof of Ownership” Matters for Home Insurance Claims

Here’s why you should provide proof of ownership when filing home insurance claims. If you are filing a home insurance claim for your personal property, then it’s important to provide “proof of ownership” for the damaged or lost items.  But why does proof of ownership matter for your homeowners insurance in Lubbock, Texas?  Here’s what you need to know. What

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7
Nov

Increase Your Homeowners Insurance Coverage with Policy Endorsements

What are home insurance endorsements? A policy endorsement is a supplemental form of coverage that you can add to an existing insurance policy to expand the scope of your coverage.  For instance, homeowners can secure policy endorsements to address the coverage gaps in their homeowners insurance in Lubbock, Texas.  Here’s what you need to know about home insurance endorsements. Limits

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24
Oct

Getting Your Home Ready for a Safe Halloween

Prepare your home to protect your Halloween guests. Whether it be trick-or-treaters or party guests, you will probably get many visitors this Halloween.  The last thing that you want is for someone to injure themselves while on your property.  While having the right homeowners insurance in Lubbock, Texas, will cover any liability issues that arise on your property, taking other

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10
Oct

Addressing Common Home Insurance Coverage Questions

Your homeowners insurance coverage questions answered. Just because you have homeowners insurance doesn’t mean that you understand the extent of your coverage.  Oftentimes, homeowners get into trouble because they assume their insurance covers more than it actually does.  To ensure that you don’t make poor decisions, here are some of the most common homeowners insurance coverage questions answered. Does home

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