0%

How to Maintain an Inventory Checklist for Homeowners Insurance

Most homeowners are aware of the importance of having homeowners insurance to protect their homes and belongings. However, many do not keep an accurate and detailed home inventory list, leading to issues when filing a claim. Keeping a home inventory checklist is the best way to ensure the safety of your home. Making a home inventory list can seem daunting. Going room by room with a checklist and camera can help simplify the process. Having a family member or friend help can also make things easier.

Why Do You Need an Inventory Checklist?

Maintaining a home inventory checklist will make your homeowners insurance claims process go more smoothly. It will allow you to claim all the properties and belongings in your home in the event of an unforeseen disaster. Having an inventory list on file is the best way to ensure all damages are properly compensated. When possible, include serial numbers (when applicable), receipts, or any appraisals of items for proof of value. A yearly review should be done to verify that there have been no changes to your home inventory list and to avoid underinsurance. Use the following list as a template to prepare your home inventory checklist.

1. Living room

 Original PriceYear of PurchaseModel or Serial #
Carpet or rugs

 

   
Sofas

 

   
Shelves

 

   
Coffee table

 

   
Entertainment center

 

   
Lamp   
Wall clock

 

   
Fireplace fixture

 

 

   
Tables and chairs

 

   

 

2. Bedroom

 

 Original PriceYear of PurchaseModel or Serial #
Beds   
Night tables   
Beds linens   
Jewelry   
Dresser   
Desk   
Mirror

 

   
Clothes   
Bedframe

 

   
Shoes

 

   
Lamp

 

   

3. Dining room

 Original PriceYear of PurchaseModel or Serial #
Table

 

   
Chairs   
Silverware

 

   
Glassware   
Tablecloths

 

   
Lamp   
Curtains

 

   
Blinds   

 4. Kitchen

 Original PriceYear of PurchaseModel or Serial #
Cabinets

 

   
Pots

 

   
Pans

 

   
Small Appliances   
Refrigerator   
Stove   
Microwave

 

   
Dishwasher

 

   
Glassware

 

   
Dishware

 

   
Flatware

 

   
Table

 

   
Chair   

 5. Bathroom

 Original PriceYear of PurchaseModel or Serial #
Mirror   
Clothes hamper   
Bath towels

 

   
Medicine cabinet content

 

   
Hairdryers   
Electric shaver

 

   
Chests   

6. Laundry

 Original PriceYear of PurchaseModel or Serial #
Washer   
Dryer   
Steamer   
Vacuum cleaner   
Iron   
Electric appliances   

 7. Electronics

 Original PriceYear of PurchaseModel or Serial #
Television   
Camera

 

   
Video equipment

 

   
Computer

 

   
Printers  (computer accessories)

 

   
Keyboard   
Central processing unit   
Stereo system   
DVD players

 

   
Telephone

 

   
Mobile phone

 

   
Video game system

 

   
Tablet (iPad, Kindle, etc.)

 

   

8. Family room and offices

 Original PriceYear of PurchaseModel or Serial #
Sofas

 

   
Table

 

   
Chairs   
Bookcase

 

   
File cabinet   
Media center

 

   
Desk and contents

 

   
Curtains

 

   
Blinds

 

   
Light fixtures

 

   

 9. Garage and outdoors

 Original PriceYear of PurchaseModel or Serial #
Tools for gardening

 

   
Ladders

 

   
Workbench   
Grill

 

   
Storage equipment

 

   
Lawn furniture

 

   
Lawnmower

 

   
Sporting equipment

 

   

Having a worksheet for all your home belongings, regardless of how small they are, might prevent you from running at a loss whenever something unfortunate happens to your home. It’s also important to keep a record of all important documents such as diplomas, social security cards, birth certificates, employment records, marriage or divorce certificates.

If you need more information about homeowners insurance, contact the experts at Advanced Insurance Group. We are ready to help you with all your coverage needs.

Leave A Comment

Get a FREE Quote Today!  Contact Us