0%

How to Maintain an Inventory Checklist for Homeowners Insurance

Most homeowners are aware of the importance of having homeowners insurance to protect their homes and belongings. However, many do not keep an accurate and detailed home inventory list, leading to issues when filing a claim. Keeping a home inventory checklist is the best way to ensure the safety of your home. Making a home inventory list can seem daunting. Going room by room with a checklist and camera can help simplify the process. Having a family member or friend help can also make things easier.

Why Do You Need an Inventory Checklist?

Maintaining a home inventory checklist will make your homeowners insurance claims process go more smoothly. It will allow you to claim all the properties and belongings in your home in the event of an unforeseen disaster. Having an inventory list on file is the best way to ensure all damages are properly compensated. When possible, include serial numbers (when applicable), receipts, or any appraisals of items for proof of value. A yearly review should be done to verify that there have been no changes to your home inventory list and to avoid underinsurance. Use the following list as a template to prepare your home inventory checklist.

1. Living room

  Original Price Year of Purchase Model or Serial #
Carpet or rugs

 

     
Sofas

 

     
Shelves

 

     
Coffee table

 

     
Entertainment center

 

     
Lamp      
Wall clock

 

     
Fireplace fixture

 

 

     
Tables and chairs

 

     

 

2. Bedroom

 

  Original Price Year of Purchase Model or Serial #
Beds      
Night tables      
Beds linens      
Jewelry      
Dresser      
Desk      
Mirror

 

     
Clothes      
Bedframe

 

     
Shoes

 

     
Lamp

 

     

3. Dining room

  Original Price Year of Purchase Model or Serial #
Table

 

     
Chairs      
Silverware

 

     
Glassware      
Tablecloths

 

     
Lamp      
Curtains

 

     
Blinds      

 4. Kitchen

  Original Price Year of Purchase Model or Serial #
Cabinets

 

     
Pots

 

     
Pans

 

     
Small Appliances      
Refrigerator      
Stove      
Microwave

 

     
Dishwasher

 

     
Glassware

 

     
Dishware

 

     
Flatware

 

     
Table

 

     
Chair      

 5. Bathroom

  Original Price Year of Purchase Model or Serial #
Mirror      
Clothes hamper      
Bath towels

 

     
Medicine cabinet content

 

     
Hairdryers      
Electric shaver

 

     
Chests      

6. Laundry

  Original Price Year of Purchase Model or Serial #
Washer      
Dryer      
Steamer      
Vacuum cleaner      
Iron      
Electric appliances      

 7. Electronics

  Original Price Year of Purchase Model or Serial #
Television      
Camera

 

     
Video equipment

 

     
Computer

 

     
Printers  (computer accessories)

 

     
Keyboard      
Central processing unit      
Stereo system      
DVD players

 

     
Telephone

 

     
Mobile phone

 

     
Video game system

 

     
Tablet (iPad, Kindle, etc.)

 

     

8. Family room and offices

  Original Price Year of Purchase Model or Serial #
Sofas

 

     
Table

 

     
Chairs      
Bookcase

 

     
File cabinet      
Media center

 

     
Desk and contents

 

     
Curtains

 

     
Blinds

 

     
Light fixtures

 

     

 9. Garage and outdoors

  Original Price Year of Purchase Model or Serial #
Tools for gardening

 

     
Ladders

 

     
Workbench      
Grill

 

     
Storage equipment

 

     
Lawn furniture

 

     
Lawnmower

 

     
Sporting equipment

 

     

Having a worksheet for all your home belongings, regardless of how small they are, might prevent you from running at a loss whenever something unfortunate happens to your home. It’s also important to keep a record of all important documents such as diplomas, social security cards, birth certificates, employment records, marriage or divorce certificates.

If you need more information about homeowners insurance, contact the experts at Advanced Insurance Group. We are ready to help you with all your coverage needs.

Leave A Comment

Get a FREE Quote Today!  Contact Us