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Can installing a dashcam help you save on your car insurance?

As a driver, you want to do everything in your power to save on your auto insurance in Lubbock, Texas.  This is why, if you have a dashcam, you may be wondering if this safety feature can help you save on your car coverage.  Here’s what you need to know about dashcams and auto insurance discounts.

  • What are Dashcams?

A dashcam is a small camera that you mount on your car’s dashboard or windshield that records the road.  The purpose of a dashcam is to accurately capture road conditions, your driving maneuvers, and the details of an accident.

  • Do Dashcams Unlock Car Insurance Discounts?

Because dashcams provide important information when it comes to auto accidents and other traffic violations, many car owners wonder if having a dashcam gives them access to discounts.  Unfortunately, there aren’t any major insurance companies that offer dashcam-related discounts.  However, because dashcam footage can help with the claim investigation process, experts predict that insurance companies will start offering discounts as this technology becomes more popular with drivers.

  • Can Dashcams Help you Save in Other Ways?

While you cannot access insurance discounts by having a dashcam, it doesn’t mean that this safety feature doesn’t help you save in other ways.  For instance, if you are unfairly ticketed, the footage from your dashcam can support your story and help you dispute the ticket.  Not only would that save you from having to pay the fine associated with the ticket, but it will also ensure that your insurance rates do not go up 15-20% following the ticket.

In other cases, a dashcam can show that you are not at fault for an accident.  This can ensure that you are not held responsible for expensive repairs, medical costs, and legal fees.  As with the speeding ticket example, this will also save you from having your insurance premiums increase following the crash.

This is what you need to know about dashcams and your car coverage.  Do you have additional questions about your auto insurance in Lubbock, Texas?  If so, then contact the experts at Promised Land Insurance Group.  Our dedicated team is eager to assist you with all your car coverage needs today.

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