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Understanding your homeowners’ policy and everything it contains is the best way to protect yourself from being a victim of a financial disaster. Many people who are misinformed about the extent of their insurance coverage can end up paying a lot to repair their homes. Here are 4 common myths related to homeowners insurance that you should steer clear off
You should research your auto insurance just as carefully as you look for a new car. Auto insurance companies take pride in being able to offer good deals to their clients. To be part of those deals, you need to look into what each company has to offer. Some like to reward those clients who go the extra mile by
Teen drivers between 16 to 19 are by far the riskiest drivers on American roads. For example, data from the Centers for Disease Control and Prevention (CDC) shows that nearly 2,364 American teen motorists aged 16 to19 were killed in car crashes across the U.S. in 2017 alone, while about 300,000 others suffered life-threatening bodily injuries, leading to emergency admissions.
The global spread of COVID-19 has made 2020 a challenging year for many businesses across the world. More specifically, the pandemic has disrupted business operations in almost every industry. Of course, supply chain issues and business interruptions can potentially expose business insurance policyholders to business-related lawsuits. But for this reason, as a business owner, you should make every effort to
A tree that provides exceptional benefits such as shade, oxygen, and aesthetics can also fall on your neighbor’s property and damage it. Most people assume that if the tree is yours or on your premises, you need to cover the damage. However, this is not always the case. Read on to learn how homeowners insurance works when your tree falls
Due to the COVID-19 pandemic, unemployment insurance claims have increased as more Americans lose their employment and businesses continue to make cutbacks to survive. Many rules and regulations related to unemployment insurance have changed over time. At this time, it’s important to understand whether you can get unemployment insurance benefits after quitting your job. Who is Eligible for Unemployment Insurance?
Small businesses usually do not have a considerable fund to fall back upon when things go wrong. That is why most firms opt for general liability insurance and employment practices liability insurance. However, what happens if your policy limit is insufficient to cover the loss incurred by your business? This is where umbrella insurance helps. How Does Umbrella Insurance Work? Umbrella insurance is used
You get auto insurance to protect yourself from the financial brunt caused by accidents. However, from an insurance service provider’s perspective, the auto insurance premium will depend on the risk of you running into an accident. It is a fact that a careless driver is at a higher risk of an accident. Your previous driving record shows your cautiousness. Here is what you need
From large corporate enterprises to small businesses, COVID-19 has disrupted business everywhere. With forced lockdowns, demand drops, and widespread fear of the disease, businesses need help to pull through the crisis. Here are some effective business navigation tips during COVID-19: Stay in Touch During COVID-19, small businesses might find it difficult to handle things, and most of you might be